10 million beneficiaries of Moroccan Health Insurance after just three years of existence

The balance of the three years of compulsory Moroccan health insurance AMO (Obligatory Illness Insurance) was presented at the National Symposium of patients and health insurance held Tuesday in Casablanca on December the 2nd. The total number of beneficiaries of the AMO has reached more than 10 million beneficiaries including 3.2 million for the National Fund for Social Welfare Organizations (CNOPS) and 3.3 million for the National Social Security Fund (CNSS). Concerning the financial resources of the CNOPS, they have more than doubled from 1.4 billion to 3.2 billion DH between 2005 and 2008. As for the CNSS, (National Social Security) its financial resources have reached 2.1 billion DH in 2008 against 1.4 billion in 2006. Nearly 90% of the AMO are reserved to the private sector. The number of refundable drugs roses from 1001 to 2524 and appliances and medical devices from 172 to 869. Despite the advances experienced by the AMO, many barriers still hinder access to treatment for Moroccan patient suffering from serious diseases. From CNOPS where some drugs against serious diseases are unavailable to the CNSS forcing patients to pay in advance and get reimbursed thereafter through private insurance, which impose a ceiling. But the CNSS seems to ignore this fundamental right, "said Professor Driss Jamil, president of SOS hepatitis. Taking the case of a patient with rheumatoid arthritis, the CNSS does reimburse the 70%, but the remaining 30% are charged to the patient. How an employee who earns a monthly salary of 3000 DH can cover the costs of care that exceed 12,000DH per month?
Result: the sick who cannot afford to receive treatment on the ground are forced to abandon their treatment. "Is it unwise on the part of the CNSS to treat the disease in early stages, instead of being with enormous costs once complications installed?
Beside this, Morocco Remain in the best top three countries in Africa in Health Insurance.By jalal Nali